I got a new Credit Card from Bank of America. I didn't ask for one, but they decided I didn't want a Mastercard anymore and sent me a Visa. They've been promising to do this to me for some time. Notifying all of the vendor that charge my card directly is annoying enough. But that's not enough for Bank of America.
Normally when calling in to verify your credit card all that is required is to enter your credit card number and the last four digits of your SSN. Bank of America decided to require a little more this time. After entering those numbers, you need to listen to a long speech about getting a free (sort of) credit report from Bank of America. After this speech, they ask you to press 1 for more information. If you don't, they give you the speech again in a different format and ask you to press 1 for more information. After you wait through that they have another offer for more information about total security protect. After all that is done you can finally press 2 and confirm your card. While I'm sure some Bank of America marketers thought it was a great way to sell to a captive audience, all it did was make me mad at the bank.
As an additional unrelated note, they included a little keychain size credit card. It's hard to see this as too useful. It's only worthwhile when:
A) I don't have my wallet but I do have my keys and I'm making a purchase that doesn't require an ID
B) It's just too much work to pull my wallet out and my keys are easy to get to and I'm making a purchase that doesn't require an ID
Now, it's actually not impossible that B could be true. But there's at least two big disadvantages:
A) My Credit Card number is on display any time my keys are out.
B) There's more encouragement for someone to steal my keys.
I can't see myself using the Mini-card now, but I'm not completely discounting the possibility.